![]() These laws effectively gave free land to those who were willing to farm it, and also gave them the rights to gold if they mined it. Any adult who had never taken up arms against the US government could apply, including women, immigrants, and (after 1866) African-Americans. In 1862, the US government passed the first of the " Homestead Acts", which opened up millions of acres of land in the West to settlement. ![]() These newly-conquered lands were organized into "territories", American lands that were not yet granted statehood due to their low populations and their lack of infrastructure. ![]() The "Wild West" period followed the westward expansion promoted by " Manifest Destiny", which saw the United States acquire vast amounts of territory in the Mexican-American War, the Gadsden Purchase, and through several Indian wars. ![]()
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![]() ![]() JP Morgan for example often delivers a high-teens return on tangible common equity and as such, is rewarded with a 2.0x or higher price to tangible book value.īOA and Citi are similar, in the sense, that they are universal banks. ![]() Thus a bank that is expected to consistently earn a 10 percent return on capital, should trade at 1.0x book. ![]() Banks in developed markets typically have a cost of capital of ~10 percent. Generally speaking, where a bank earns its cost of capital, it should trade at tangible book value. They are best valued on the basis of returns on tangible book value. The attractiveness of the business model Īll data and charts are sourced from Citi's and BOA's investor relation sections.I will consider several aspects including: In this article, I will compare and contrast Citi and BOA and conclude, with reason, which is the better bank to buy at this point in the cycle. JP Morgan ( JPM) has always been my default and "safe" response but immediately noting that you also pay for quality.īank of America ( NYSE: BAC) and Citigroup ( NYSE: C), on the other hand, present their own enticing opportunity at times and for seemingly better value. One of the most common questions investors ask me is which large bank to buy. ![]() ![]() As we look towards Diablo IV's release, we wanted to celebrate its arrival with a feature that emphasizes progression as well as offer some interesting details about Sanctuary. Developer's Note: Our aim with this Season Theme was to enhance the journey players experience each season by tying material goals to meaningful choices. Using the ancient Altar of Rites, curious Nephalem can follow the instructions, sacrificing various materials for unspeakable power that lasts the entire season. Season 28 introduces Rites of Sanctuary, our new seasonal theme. Then, the Nephalem marched into town and requested to see the Altar.” A few days passed, many townsfolk came to view the Altar and left. ![]() We began the long haul back to New Tristram with our prized discovery. Who they are I'm unsure of, but I can be certain that we must share our discovery with others. As we began to investigate this curious find, a faint whisper infiltrated my thoughts. The other miners helped me dig out the biggest artifact I've ever seen-an ominous-looking altar. We chipped away at stone after stone until my tool made a hardy thunk into the rock and the foulest stream of gas spewed out. Our search for ancient Nephalem artifacts forces us to enter a mangled mass of corroding foliage and decaying flora. ![]() “Oh, the pursuit of coin makes you do the most foolish things, but mining is profitable. For an in-depth look at the seasonal theme, rewards, and the balance changes made between the end of the Patch 2.7.5 PTR and now, take a gander below. Season 28: Rites of Sanctuary, goes live on February 24 at 5 p.m. To what ends is for you to decide, Nephalem. Power from the days of yore rests silently across Sanctuary, waiting to be uncovered once more. ![]() ![]() ![]() The game's first public alpha release in March 2013 made it one of the first games to be released through Steam Early Access.Īrma 3 was released to generally favorable reception, with praise toward its gameplay, visuals, and immersive realism, but criticism toward its difficulty, learning curve for new players, and the lack of singleplayer content on release. Development was stymied in 2012 when two developers were arrested in Greece on charges of espionage for allegedly photographing military installations, though they were eventually released the following year. ![]() Īrma 3 began development around 2010 as a science fiction spin-off of the Arma series, but development gradually shifted over time to become a proper, more grounded mainline entry. Arma 3 features multiple singleplayer and co-op campaigns, released episodically, most of which follow different perspectives surrounding the 2035 "Altis Incident", a war fought in Altis and Stratis involving various factions, the most major belligerents being the United States-led NATO and the Iran- and China-led Canton Protocol Strategic Alliance Treaty (CSAT). ![]() The game's maps feature photorealistic terrain and water environments. The game's expansions are set on the South Pacific archipelago of Tanoa the Strait of Gibraltar island of Malden the Eastern European country of Livonia the Western Saharan country of Argana and several real-life locations, including parts of Mainland Southeast Asia and Europe. Īrma 3 primarily takes place in the mid-2030s, on the fictional islands of Altis and Stratis in the South Mediterranean Sea. Arma 3 was released for Microsoft Windows on September 12, 2013, and for macOS and Linux on August 31, 2015. It is the third main entry in the Arma series, and the eighth installment in the series overall. Arma 3 is an open world military tactical shooter video game developed and published by Bohemia Interactive exclusively through the Steam distribution platform. ![]() ![]() ![]() The Dead Space remake launches on January 27, 2023, for PlayStation 5, Xbox Series X|S, and PC. Slicing off limbs with a plasma cutter won't just look more authentic, it'll sound pretty gruesome as well. suspenseful atmospheric audio, and improvements to gameplay while staying. On the technical side, you can also expect improvements to lighting, volumetric effects, and more Necromorph amputations while using Dead Space's novel dismemberment system. Dead Space - PlayStation 5 - image 1 of 4 Dead Space - PlayStation 5 - image 2. The story has also been fine-tuned and will touch on ideas that were introduced in the two Dead Space sequels and expanded media, with more narrative side quests and expanded roles for other characters being added. If you can stay alive throughout the entire experience, there'll be no loading screens or camera cuts and the Ishimura spaceship is now fully interconnected, allowing players to explore Dead Space as one big unbroken experience. In a recent blog post, EA Motive described how the studio was aiming to stay both faithful to the original game and upgrade with a number of quality-of-life tweaks. The Dead Space remake is now set to launch on PS5, Xbox Series X|S, and PC on January 27, 2023, with the initial March release date brought forward.The Dead Space remake looks set to be more than just a significant visual upgrade of a game that helped kickstart a new horror-genre renaissance when it first launched all the way back in 2008. ![]() As has the lack of camera cuts and loading screens! Though fans are only just seeing gameplay footage, information about the Dead Space remake’s expanded narrative and lore has already been shared by the developer. Gameplay of Dead Space:Dead Space is a third-person Survival/horror video game, being developed by EA Redwood Shores for PlayStation 3, Xbox 360 and the PC. ![]() Get your first look at Dead Space gameplay and prepare to uncover the mystery aboard the USG Ishimura when the game launches on January 27, 2023. The trailer’s description doesn’t give anything away, merely mentioning the “mystery aboard the USG Ishimura.” Here’s hoping it shows a decent chunk of gameplay so that players can fully assess the remake’s overhaul. It’s not clear what exactly will be shown in the gameplay trailer, nor are there any details of how long the trailer will be. The new Dead Space remake trailer is scheduled to release on October 4 at 8 AM PT/11 AM ET/4 PM BST. ![]() ![]() ![]() Note that this is not a list for the min-maxers. Here are some of the combinations I have found most enjoyable to play. Think Emperor Palpatine shouting “Unlimited power!” and you’ve got a good idea of what goes on in my head when I tinker with Cube builds. The Cube recaptures the scrappy creativity players need in their first stages of leveling, when they assemble optimal loadouts based on just ingenuity and one or two legendary items.īut rather than a half-baked hodge-podge of whatever fate has given me, Kanai’s Cube lets me feel scrappy creativity while armed with legendary gems, re-rolled item stats, paragon points, and whatever abilities I want. It’s my favorite element of the Diablo 3 endgame. I have played hundreds of hours of Diablo 3, and even though I have several characters garbed in their full six-item set resplendence, I still return to them because of Kanai’s Cube. ![]() ![]() ![]() Its Command Chief Master Sergeant is Chief Master Sergeant Lloyd E. The 88th Air Base Wing is commanded by Col. In 1995, negotiations to end the Bosnian War were held at the base, resulting in the Dayton Agreement that ended the war. Wright-Patterson AFB was established in 1948 as a merger of Patterson and Wright Fields. McCook's functions were transferred to Wright Field when it was closed in October 1927. Wright was used as a flying field (renamed Patterson Field in 1931) Fairfield Aviation General Supply Depot armorers' school, and a temporary storage depot. McCook was used as a testing field and for aviation experiments. Signal Corps as World War I installations. The base's origins begin with the establishment of Wilbur Wright Field on 22 May and McCook Field in November 1917, both established by the Aviation Section, U.S. The National Air and Space Intelligence Center (NASIC) is also garrisoned there and is the Air Force and Defense Department's primary organization for strategic air and space threat analysis. The 88 ABW operates the airfield, maintains all infrastructure and provides security, communications, medical, legal, personnel, contracting, finance, transportation, air traffic control, weather forecasting, public affairs, recreation and chaplain services for more than 60 associate units. ![]() The host unit at Wright-Patterson AFB is the 88th Air Base Wing (88 ABW), assigned to the Air Force Life Cycle Management Center and Air Force Materiel Command. Patterson Field is approximately 16 kilometres (10 mi) northeast of Dayton Wright Field is approximately 8.0 kilometres (5 mi) northeast of Dayton. It includes both Wright and Patterson Fields, which were originally Wilbur Wright Field and Fairfield Aviation General Supply Depot. Wright-Patterson Air Force Base ( WPAFB) ( IATA: FFO, ICAO: KFFO, FAA LID: FFO) is a United States Air Force base and census-designated place just east of Dayton, Ohio, in Greene and Montgomery counties. IATA: FFO, ICAO: KFFO, FAA LID: FFO, WMO: 745700ģ,840.4 metres (12,600 ft) Porous European Mix ![]() ![]() ![]() ![]() How do I know my PC or Mac can run Office?.How do I know if my computer, mobile device, or browser can run Office?.Learn more about the differences between Microsoft 365 and Office 2021 in Office Support, or use the comparison chart to help you pick the right Office version for your needs. One-time purchases don’t have an upgrade option, which means if you plan to upgrade to the next major release, you'll have to buy it at full price. Office 2021 is a one-time purchase that comes with classic apps like Word, Excel, and PowerPoint for PC or Mac, and does not include any of the services that come with a Microsoft 365 subscription. With a subscription, you get the latest versions of the apps and automatically receive updates when they happen. Microsoft 365 also comes with services like 1 TB of OneDrive storage, 60 Skype minutes per month, and Microsoft chat and phone support. ![]() The apps can be installed on multiple devices, including PCs, Macs, iPads, iPhones, Android tablets, and Android phones. Microsoft 365 is a subscription that comes with premium apps like Word, Excel, PowerPoint, OneNote, Outlook, Publisher, and Access (Publisher and Access available on PC only). ![]() ![]() ![]() Tanks do have some prominent vulnerabilities. For all of these reasons, tanks are a natural choice to spearhead assaults. They are highly resistant to small arms fire, mostly immune to cold, carry heavy weapons, and traverse the battlefield with relative quickness. Grenades are best deployed by a unit when covering fire is provided by a nearby ally to distract the enemy.Īrmor: Armored vehicles command respect on the battlefield. These weapons are only useful in close range, but allow the attacker to deal massive damage against units in cover. Grenade.pngMoltov Cocktails and Grenades: Soldiers can warm up inside structures or near campfires. Units exposed outdoors in heavy snow will freeze to death in minutes. Weather: Snow is a severe threat in Company of Heroes 2. Units attacked from an unprotected flank do not enjoy the benefits of cover. Roadways count as negative cover.Ĭover is also directional. Negative cover represents an area where your troops are especially vulnerable to enemy fire. Grenades are short-range weapons, so units in cover should concentrate fire on approaching enemies, as these are likely grenadiers. Units in cover take less damage from most enemy attacks.Ĭover is of little use against grenades tossed over barriers. Cover comes in two conditions, yellow cover (half) and green cover (full). Activate these abilities by left-clicking on them, then left-click again on the map to select targets.įor example, throwing a grenade requires left-clicking on the grenade icon, then left-clicking on an appropriate target.ĭifferent units have different special abilities.Ĭover: Infantry units should remain in cover whenever possible. Many units have special abilities available in the bottom-right corner menu. ![]() Right-clicking on an enemy unit targets it, causing your selected forces to concentrate fire on the highlighted enemy detachment. Double-left clicking a unit shield selects all nearby units of the same type. I000: ** MBA ** Apply complete.Multiple squads may be highlighted by drawing a selection box around them with the mouse. ![]() I001: Burn v.0, Windows v6.2 (Build 9200: Service Pack 0), path: C:\Users\alexs\Downloads\Intel Components\SetupChipset.exe, cmdline: '-burn.unelevated BurnPipe.\ ![]() ![]() ![]() You can also nab Xbox Game Pass Ultimate, which gives you Xbox Game Pass for consoles, for PC, on cloud streaming, and also bundles in Xbox Live Gold for console multiplayer, for $15 a month. There's also PC Game Pass which gives you a similar number of games for $9.99 too. Xbox Game Pass for consoles gives you hundreds of games on Xbox One and Xbox Series X|S consoles for $9.99. In some locations, you can buy codes for multiple months in one go, often with promotions and discounts to consider. Xbox Game Pass costs $9.99 a month, although its all-inclusive Xbox Game Pass Ultimate tier pushes up to $14.99 a month. On the latest versions of the OS, Game Pass has its own tab inside "My games and apps" and games can be installed directly from here without needing to go to the store. Once you're subscribed, you can manage your subscription from your console, too. It’ll cost $350 and comes just in time for Starfield, which launches on September 6.You can sign up on the console or on the Microsoft website. The list includes Forza Horizon 4, Psychonauts 2, and Halo 5: Guardians.Ī new carbon black Xbox Series S with 1TB of storage will be released on September 1 and is perfect for storing digital Xbox Game Pass games. It’s another subscription where players can play a select collection of games on Xbox for $10 a month or $60 a year. The company recently replaced Xbox Live Gold with Game Pass Core, which is billed as an “evolution". Microsoft has revamped some of its other online offerings as well. Game Pass $1 offer is now only for 14 days instead of 1 month /TujfohoxJ3- Wario64 August 8, 2023 Xbox Game Pass for Console doesn’t have a $1 trial period and only offers an $11 monthly subscription.Įarlier this year, Microsoft confirmed it would put an end to the monthly $1 Xbox Game Pass Ultimate trial offer, but after raising the price of the subscription, the $1 trial returned. According to Xbox’s official Game Pass website, the terms for both Xbox Game Pass Ultimate and PC Game Pass now say new customers can try out the service for 14 days at $1, and then pay the full monthly price afterward. ![]() |
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